Budget retirement 2026: 3 ideal destinations replace Portugal

There’s a lot more to retirement than just a budget. Many are looking for sunshine, reliable care and simple surroundings. These criteria guide the choice of ideal destinations in 2026.

Three ideal destinations beyond Portugal for 2026

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Greece attracts visitors for its lower cost of living. What’s more, the Mediterranean climate helps you keep up the pace. Some islands offer settings that are close to ideal destinations.

For a couple, an indicative budget can start at around €1,200-1,500, depending on the city. A private insurance policy costing €60-120 per month is reassuring at first.

“Choosing your retirement looks like a life project, not a simple move.”

Greece, one of the ideal destinations: neighborhoods, treatments, seasons

In urban areas, private clinics offer fast turnaround times. European cards and complementary health insurance also help during a transitional phase. On the other hand, a scouting visit avoids unpleasant surprises.

When it comes to settling in, plan ahead for leases, deposits and official translations. Therefore, keep a reserve of 3 to 6 months’ expenses.

• Test stay 7 to 10 days
• List monthly fixed and variable costs
• Compare local and international insurance
• Check visas, certificates and official deadlines
• Map hospitals, pharmacies and transport

Bulgaria: small budget, European framework and purchasing power

Rents are still lower than in major French cities. A pleasant apartment often costs 20 to 40% less. Sofia is an active city, while Varna offers the sea and a university hospital.

The country is a member of the EU, so procedures are simpler for Europeans. What’s more, the Cyrillic alphabet takes some getting used to.

Winter is cold, which puts a strain on heating. Therefore, expect to pay €80-150 per month over the period.

Morocco: proximity, culture and stress-free retirement

Proximity to France reassures many families. Regular flights also reduce the cost of visits. Marrakech and Agadir are attractive, while Rabat remains institutional.

Tax regimes and treaties are subject to change, so make sure you have all the information you need before moving. A sound private health insurance policy is prudent, especially outside the big cities, and the country is one of the ideal destinations for a controlled budget.

Preparing your departure to ideal destinations: method and timetable

Start 12 to 18 months before the target date. In addition, list documents, prescriptions and bank statements. Set aside a week on site to test daily life.

Build a budget in two envelopes, fixed and variable. Also, include a cushion for diaper change and care.

Keep a base in France to simplify returns. This way, you remain free to adjust the trajectory among these ideal destinations.

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